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Alabama Mortgage Programs

  • Available Mortgage Products In The State of Alabama

    • 30-Year Rental Loans

    • Fix and Flip Financing

    • Ground Up Construction
       

  • Acceptable Property Types:  1–4 Unit Residential, Multifamily (5+ units) Mixed-Use, Commercial (Warehouse, Storage, Office)

  • Loan Amounts: $75,000 to $5,000,000

  • Mortgages over 1M subject to review prior to pre-approval

  • Credit Minimums:

    • DSCR rental: 660+​

    • Fix and Flip: 650+

    • Ground up: 660+

    • Non DSCR rental: 500+

  • Rural locations must be reviewed prior to pre-approval

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